What to look for when buying your first car.

A recent survey of young insured drivers by leading on-line motor insurance broker Insure your Motor revealed too many young first time drivers choose their first car for entirely the wrong reason.

With spring just around the corner, this is the time of year when newly qualified drivers get ready to purchase their first motor vehicle. In an alarming survey of ‘first time drivers’ Insure your Motor found that peer pressure and aesthetics played more of a part in the decision making process than that of the mechanical soundness of the motor vehicle to be driven on the road.

The survey of newly qualified drivers revealed:

1. • 78% of drivers chose their first car because friends had the same make or model.
2. • 81% of young women drivers chose their first car on colour alone.
3. • 76% of young drivers ignored parental guidance when making the purchase.
4. • 65% of drivers had no formal mechanical check of the vehicle before purchasing.

 

With the media currently focusing heavily on uninsured drivers, David Harlow, Managing Director of  Insure your Motor urges all drivers not only to ensure their vehicle is insured, taxed and MOT’d, but to check its road worthiness.

David Harlow comments:
“I am a great campaigner on the current issue of un-insured motorists. As a result, I felt it prudent to investigate how young drivers choose their first motor vehicle. The survey Insure your Motor carried out was highly revealing. Too many young drivers are ignoring standard safety and road worthy checks when purchase their first motor vehicle, basing the decision on aesthetics”.

Follow the Insure your Motor guide to buying a second hand car when buying your first motor vehicle.

1. • People sell cars for one of a number of reasons. They have genuinely out grown them or there is something wrong. Make sure you know the correct reason.
2. • Always try to take either a qualified mechanic with you or someone that has a good sound mechanical knowledge.
3. • Conduct a brief all over inspection, covering: body work, wheels, tyres, interior trim, boot, engine bay, engine and any suspicious areas such as under carpets and boot linings.
4. • Does the mileage match the condition? Be sceptical.
5. • Check the car\'s paperwork and service history. If there are too many repair or service bills this may not necessarily reveal it’s been well looked after. Too much work will indicate the car may merit a more detailed inspection. If it does, contact the AA or RAC who will conduct this for you.
6. • If you find something suspect, check it out. For instance, if you spot a new rear bumper, the car may have had a rear-end accident, so look for signs of damage buckling underneath the car, filled or badly re-sprayed panels, crumpled panels in the boot and so on. Also ask the owner about it.
7. • Check all paperwork: Vehicle registration documents, MOT, Road Fund Licence and ensure the car has an HPI test. Your insurance company can do this for you.
8. • Check the service manual. Has it had all its regular services at the correct intervals? If so, has it been serviced by a main dealer?
9. • When test-driving the car, get a second party who has mechanical knowledge to drive the car also. Do not go on your own euphoric gut feel alone.
10. • If you are fixed on a particular model of motor vehicle, view several examples before you make your choice. After viewing a number of examples you will have a feel for what is acceptable condition and price for the year.
11. • If the car looks too good for the money, the chances are it isn’t. Get a feel for the kind of car your money should buy.
12. • If you have any doubts at all don’t buy

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